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Hi:
Attached is a press release announcing our Friendly Connections program’s volunteer Open House. If you can try to make mention of this over the next few weeks, I’d appreciate it.
Best,
Bill Brucker
Communications Director
Family Centers
203-869-4848 (v)
203-869-7764 (f)
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Friendly Connections to Host Volunteer Open House on January 31
Greenwich, Conn. (January 10, 2011) – Friendly Connections, Family Centers educationand outreach program for adults over the age of 50, will hold an open house for anyoneinterested in volunteering with the program in 2011. The event will be held at FamilyCenters’ 40 Arch Street offices in Greenwich.
Prospective volunteers will meet with Friendly Connections Manager Rebecca Lippeland learn about the various ways they can help the program and impact the lives ofarea seniors. Volunteer opportunities include facilitating informational and entertainingteleconference groups, making check-in calls to local seniors, visiting older adults unableto leave their home and administrative work.
Open House sessions will be held at 10 a.m. and 2 p.m. Registration is required, and nowalk-ins will be accepted. For more information or to register, contact Rebecca Lippel at203-661-8841 or rlippel@familycenters.org.
Friendly Connections offers comprehensive support and wellness services to seniorsliving in Fairfield County. Its Friendly Callers component connects isolated seniors withcommunity volunteers, who make weekly phone calls and provide much-needed supportand companionship. Meanwhile, the Friendly Visitors program matches homeboundseniors with a volunteer, who visits their home on a weekly basis. Friendly Visitors isoperated in partnership with the Greenwich Department of Social Services. To register forthese services, call 203-661-8841 (Greenwich), 203-656-1128 (Darien), 203-966-2912(New Canaan) or 203-323-3792 (Stamford). All Friendly Connections programs are offeredfree of charge.
Friendly Connections is a division of Family Centers – a private, nonprofit human serviceorganization offering 30 programs for children, adults and families living in lower FairfieldCounty.
Family Centers is a private, nonprofit organization offering education and human servicesto children, adults and families in Fairfield County. More than 1400 professionals andtrained volunteers work together to provide a wide range of responsive, innovativeprograms. A United Way and Community Fund of Darien partner agency, FamilyCenters is a member of the Connecticut Council of Family Service Agencies and theAlliance for Children and Families and is accredited by the Council on Accreditation(COA) and the National Association for the Education of Young Children (NAEYC).The agency is licensed by the State of Connecticut Department of Public Health. Visitwww.familycenters.org for additional information.
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CONTACT:
Jason Kannon
Creative Partners
203.705.9203
FIRST COUNTY BANK EXPLAINS HOW TO DECIDE WHETHER TO BUY OR RENT
-- Five Questions Every Potential Buyer Should Ask --
STAMFORD, Conn., Jan. 10, 2011 ─ It may be a "buyer's market" in lower Fairfield County but current fluctuations in the economy and the housing market can complicate the decision whether to buy or rent a home. How does one know what is the right choice? First County Bank recommends that potential buyers ask themselves several key questions before making this important decision.
1. "What will monthly costs be, and can I afford the payments?" Keeping mortgage payments under 30 percent of your gross monthly income is a good rule of thumb. If you can't keep mortgage payments to less than that percentage, it may be better to rent for awhile.
2. "What other debt do I have?" Total rent or mortgage payments plus credit obligations should not exceed 35 to 40 percent of gross monthly income.
3. "What is my credit score? Can I qualify for a good interest rate?" A high credit score indicates strong creditworthiness, and that qualifies a borrower for better interest rates, whether they are mortgage loans or credit cards. Maxing out credit lines and paying bills late will lower a credit score. The impact of a credit score on an interest rate can be significant. Lower interest rates also mean lower monthly payments. If a borrower's credit score is low, he may want to delay buying a home until he can improve his score.
4. 4. "How much will taxes, monthly maintenance and other fees cost?" Owning a home means you will have to pay real estate taxes and other carrying costs like insurance and maintenance. On the other hand, owning a home brings big tax savings at the end of the year. As a renter, the owner typically pays those costs.
5. 5. "How many years will I stay here?" Generally, the longer one plans to live someplace, the more sense it makes to buy. Over time, a homeowner builds equity in the house and its value should increase over years.
Here is another way to look at buying vs. renting a home:
Advantages | Disadvantages | |
Property builds equity | Responsible for maintenance | |
Buy | Sense of stability and security | Must pay property taxes |
Freedom to change décor | May not sell quickly | |
Tax advantages | ||
No maintenance responsibility | No equity built | |
Rent | Easier to vacate | No tax benefits |
Can't change décor | ||
Possible rent increases |
For additional information about buying vs. renting, consumers should call David Zamary, senior vice president residential lending at First County Bank, at 203.462.4330.
First County Bank, headquartered in Stamford, Conn., is an independent mutual community bank with 15 branches in Stamford, Greenwich, Darien, New Canaan, Norwalk and Westport offering deposit products, mortgages, trust and investment services, business banking services and online banking. First County Bank, founded in 1851, has assets in excess of $1.3 billion. For additional information, please visit www.firstcountybank.com.
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This just In .... Greenwich - News January 10, 2011Gayle Dunne's plans for a 1.5m home in US thrown into chaos (Irish Independent) Revaluation process leaves many homeowners confused (Connecticut Post) Bus schedule changes accompany arrival of articulated buses (Connecticut Post) King Street fire station again on backburner (Connecticut Post)
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Hi from PrayerBiker.com and Happy New Year! May you, your family and all of your ministry be Blessed for the year!
Just a short notice from our FREE PrayerBiker community www.PrayerBiker.com
It's just awesome to see the increase in membership in the last couple of months and great to see all the activity.
I think our community has picked up almost a hundred new members in just that short time.
Nice also to see all the new blogs and forum topics and posts.
The PrayerBiker.com forum now currently has over 650 forum subject areas with almost ten thousand messages written.
How awesome is that!!
PrayerBiker.com is running fast, smooth and always free. Come over and share!
Thank you and God Bless. Al
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